UK Credit Cards 50 companies listed

UK Visa and mastercards
The UK Credit Cards listing Visa and Mastercard All links are directly to company with no broker or middle man involved

Abbey National

Accucard 

Alliance & Leicester 

American Express 

Bank of Scotland 

Barclaycard 

Britannia Building Society 

British Heart Foundation Mastercard  

Breakthrough Breast Cancer Visacard  

Cahoot  

Capital One 

Childline Visa card  

Citi Credit Card UK  

Clydesdale Bank 

Comic Relief Visa 

Co-operative Bank 

Egg 

First Direct 

Goldfish Card 

Greenpeace Visa 

HSBC Bank

Halifax

Lloyds TSB

Marbles

Marks & Spencer and More Credit card

Mastercard UK

MBNA

Morgan Stanley Credit cards UK

National Aids Trust Visacard  

National Trust Master Card  

Nationwide Building Soc.

NatWest Bank

Northern Bank Online

Northern Rock

Oxfam Visa Card

PDSA Visa Card  

Royal Bank of Scotland   

Sainsbury's Bank  

Sargent Cancer Care Visa  

Smile Online Banking and credit cards 

Tesco 

UNICEF	  Visa Card  

Virgin Money

Woolwich

Yorkshire Bank Online

 WWF World Wildlife Foundation  Mastercard  

The Co-operative Bank Affinity Cards   

Including the Following 
ActionAid 
Amnesty International 
Barnardo's
Children's Aid Direct 
The Children's Society 
The Christian Aid 
Greenpeace 
Help the Aged 
Help the Hospices 
The Liberal Democrat Credit Card
Medical Foundation 
Oxfam
The Ramblers' Association 
The RSPB 
Save the Children 
WaterAid

Mortgage Companies in the UK

Companies giving Secured and unsecured loans in the UK

UK Cards
Remember when applying for credit cards to check the following
1. Interest Rates
2. VISA or mastercard
3. Is 0% transfer available
4. Check APR
APR stands for the Annual Percentage Rate of charge. You can use it to compare different credit and loan offers. The APR takes into account not just the interest on the loan but also other charges you have to pay, for example, any arrangement fee.

Possibly the most important things to check are the things you are not told by the company you are applying to and to read and try to understand the small print on credit card applications

Financial Services Authority Consumer Information

Cards can provide an easy way to get short term credit for free if you pay off the amount you owe monthly. They can be a convenient and efficient way to pay for goods if the alternative is carrying large amount of cash around with you. Payment is guaranteed by the card company which allows you to order goods over the telephone or over the Internet as well as purchase goods in shops and stores. The card issuer must reimburse you if your card or card details are fraudulently misused when buying at a distance (for example, over the internet, by phone or mail order) within the European Economic Area (EEA). If you do not receive the goods or services you ordered, then you may be able to claim the money you have spent from the card company. Some card providers give special discounted offers or loyalty points to card holders. Some store card companies give up to 20% off the first purchase you make with a new card. You should check conditions that may apply, even though reading the small print may not be easy in the middle of a busy shop.
What are the risks of using cards?

The greatest risk in using a credit card is to run up debts that you cannot afford to pay. If you can only afford to pay the minimum amount each month this is an extremely expensive way to borrow money. If you don’t make the minimum payments the card provider can demand that the outstanding balance is paid immediately and take you to court if you cannot pay. There may be important details in the small print which you need to read and understand when you apply for a card. It is easy to overlook these. If you lose your cards or they are stolen then you may be liable for costs if others use your cards illegally, but the maximum loss is usually limited to £50.
Financial Services Authority Consumer Information
List of UK Companies and Charities with Credit cards

The AA 
Abbey National
Accucard 
Alliance & Leicester 
American Express  
Bank of Scotland 
Barclaycard
Birmingham Midshires 
Britannia 
Cahoot Visa 
Capital One 
Childline 
Citi 
Clydesdale Bank 
Comic Relief Visa 
Co-operative 
English Heritage 
Egg 
First Direct 
Goldfish Card 
Greenpeace Visa 
HSBC 
Halifax 
Help the Aged 
Leeds & Holbeck
Lloyds TSB 
Lombard Direct 
Marbles 
Marks & Spencer 
Mastercard
MBNA 
Morgan Stanley MasterCard 
National Trust Visa
Nationwide Building Soc. 
NatWest 
Northern Bank 
Northern Rock
Oxfam Visa
RAC Visa 
Royal Bank of Scotland 
RNLI MasterCard 
RSPB Visa 
RSPCA MasterCard 
Sainsbury's Bank 
Save the Children Visa
Smile 
Tesco 
Ulster Bank 
Virgin 
Woolwich 
WWF UK Visa
Woodland Trust MasterCard
Yorkshire Bank Visa